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TERMS AND CONDITIONS OF WEBSITE USE
(Effective for loyalhomepros.com)

The material provided on loyalhomepros.com, including all information and images on this site, is intended strictly for your personal, private, and non-commercial use. You may not alter, republish, upload, or transmit any content from this website—including downloads—without prior written consent from LoyalHomepros. Systematic data mining, scraping, or any form of content extraction is strictly prohibited. Additionally, you may not create hyperlinks from any external site to loyalhomepros.com without obtaining our express permission.

Due to potential language variations, any promotional content presented in Spanish may not exactly mirror the English policy terms. In case of a conflict, the English version shall govern.

PLEASE READ THE FOLLOWING SECTIONS CAREFULLY.

LIMITATION OF LIABILITY

loyalhomepros is not liable for any damages or injuries resulting from your use of its website. This includes, but is not limited to:

Your use or inability to use the site
Use of any third-party site linked from loyalhomepros.com
Performance failures, errors, or omissions
Interruptions, defects, or transmission delays
Viruses or technical malfunctions
Any other unforeseen damages or expenses

This limitation applies even if we have been advised of the possibility of such damages, and regardless of whether the claim is based on contract, negligence, or any other legal theory.

In jurisdictions where limitations on liability are not permitted, you may have rights beyond those described above. However, our liability will never exceed the amount you have paid (if any) to access loyalhomepros.com.

DISCLAIMER

All content on loyalhomepros.com is provided “as is.” We make no warranties—express or implied—about:

The quality or suitability of materials
Uninterrupted or error-free access
Correction of defects
Virus-free operation
Accuracy or timeliness of the information

Links to and from other websites do not imply any endorsement by loyalhomepros. Always check the URL in your browser to confirm your location online.

loyalhomepros does not guarantee availability of the site or qualification for services. We reserve the right to modify or discontinue the website at any time, with or without notice.

ACCOUNT SECURITY

When creating an account and selecting a password to use loyalhomepros.com’s services, you agree to:

Authorize loyalhomepros to act based on your password
Take responsibility for keeping your password confidential
Inform us immediately of any unauthorized access or suspicion thereof
Acknowledge that we may suspend access if we suspect your password is compromised

Any violation of these terms may result in revoked access.

DIGITAL ASSISTANT

The loyalhomepros Digital Assistant offers general information only and does not provide insurance advice. Decisions about coverage and policies remain the user’s sole responsibility. The content of the assistant may change without notice, and loyalhomepros is not responsible for inaccuracies.

PRIVACY

All data collected on loyalhomepros.com is governed by our Privacy Policy. By using the site, you agree to our collection and use of information as outlined therein.

JURISDICTION

This website is operated from Chevy Chase, Maryland, USA. Maryland law governs all matters related to the use of loyalhomepros.com. We do not guarantee that the material or services are available outside the United States.

By submitting an online request (e.g., for a rate quote), you confirm you are not a resident of a jurisdiction where we are not licensed to operate.

MISCELLANEOUS

These Terms and Conditions are governed by Maryland law. If any clause is deemed unenforceable, the rest remain valid.

We may update these Terms at any time without prior notice. Continued use of the site implies your acceptance of any changes.

loyalhomepros and its affiliated companies—including loyalhomepros General Insurance Company, loyalhomepros Indemnity Company, and others listed—provide various types of insurance services. Collectively, they operate under the trade name loyalhomepros.

ARBITRATION AGREEMENT

All disputes or claims related to your use of loyalhomepros.com, including any communication (calls, texts, emails), will be resolved through binding arbitration rather than in court, except for eligible small claims.

This includes disputes involving our partners, clients, vendors, or marketing affiliates.

Arbitration will follow the rules of the American Arbitration Association (AAA), and you may choose to proceed via telephone, written submissions, or in person in your local area.

Both parties agree:

Disputes will be resolved individually (no class or collective actions)
To waive the right to a jury trial
Either party may seek court action for IP violations

PHOTOS AND TESTIMONIALS
Photographs used on the rate quote application are of models. Testimonials are from actual loyalhomepros policyholders.